Commercial insurance is an important aspect of any business, and while most policies are satisfactory for owners, some may find that they want a little extra protection. Those who want more comprehensive coverage to ensure their business is fully protected may want to learn about the many commercial insurance policy add-ons available. Our Allen Jones Insurance Agency agents in Seguin, TX can help you understand what’s already included and what else you can add.
General Add-Ons for Commercial Insurance
When it comes to add-ons, most companies will generally feature umbrella, environmental pollution, professional, and cyber liability coverages. Each of these add-ons is often the most frequently added due to how modern-day businesses operate. That said, owners can customize their coverage plan, with umbrella insurance leaving them room to add specifics.
Another common one is commercial auto insurance add-ons. These policies are designed to help protect company property and employees. Car crashes can be very detrimental to any business if not properly insured.
Other Types of Add-Ons
Aside from the general add-ons, there are also specialized add-ons that aren’t as common. Depending on the business, one may want to add business income, contingent business interruption, spoilage coverage, and more. They may also be used for employer liability, occupational disease, and volunteer workers’ compensation.
How to Choose What Your Business Needs
Selecting the right add-ons can be highly beneficial in the long run. If you forget to add a specific coverage, there can be plenty of issues. That’s why it’s best to talk to a qualified professional about your many different add-on options. We want to help you get a suitable commercial insurance policy and can help you walk through your available options. So, contact our agents at Allen Jones Insurance Agency in Seguin, TX.
