Self-insurance first
Retain what you can afford. Transfer only the risk that would actually hurt. That is how premiums come down and stay down.
Independent brokerage · Canyon Lake, Texas
An Independent broker who works for you, not the insurance carriers.
Self-insurance strategies for high-net-worth business owners, professional athletes, and entrepreneurs. Allen shops A+ rated markets so costs and claims stay low — and stay placed with a quality company.
Independent since
2017
Agency licensed in
TX, FL, AZ, NM
MGA appointments
Can write in any state
How we work
We shop and work for our customers.
Allen Jones Insurance is a fully independent agency. That means we are not paid to push one company’s paper. We represent many A+ rated businessowners, home, auto, commercial, bond, and life markets — and we place coverage where the terms and the long-term rate make sense.
The goal is a personalized insurance contact who specializes in self-insurance and long-term rate reduction. One shop for the business, the household, and the unusual exposures that come with both.
Built for owners
Commercial programs for Texas businesses, then personal lines for the owner, family, and referrals. Not a call-center book of business.
Certificates that clear
MSA-compliant COIs — additional insured, waiver, primary and noncontributory — written so you can go to work.
The person who answers
A Canyon Lake agency, not a call center.
Allen lives here with his kids. Independent since 2017. When you text the office, you are reaching the broker who placed the coverage — not a hold queue in another state.
About the agency
Commercial
Texas business broker
General liability, commercial auto, workers comp, umbrella, bonds, builders risk, and oil and gas — placed to the MSA, not a generic form.
Commercial lines
Personal · by invitation
Owners, family, referrals
Home, auto, rentals, umbrella, boat and yacht, ATVs, hunting leases, collector property, and life. Written for people we already know.
Personal linesLines we place
A one-stop shop, not a one-carrier shop.
commercial
General Liability
The backbone of a Texas commercial program — premises, products, and completed operations.
commercial
Commercial Auto
Fleet, hired, and non-owned auto for companies that actually drive for a living.
commercial
Workers Compensation
Texas work comp placed with an eye on class codes, experience mod, and real payroll.
commercial
Commercial Umbrella
Catastrophe limits over GL, auto, and employers liability.
commercial
Surety Bonds
Bid, performance, payment, license, and court bonds — with instant quoting when the market allows.
commercial
Businessowners Policy
Packaged property and liability for offices, shops, and lighter-risk operations.
personal
Home
Hill Country homes, lake houses, and high-value residences — for clients we already know.
personal
Personal Auto
Household autos, including the cars that sit next to a commercial fleet.
personal
Rental Homes
Landlord and short-term rental coverage for investor-owners.
Surety
Quote any type of bond instantly.
Bid, performance, payment, license, and court bonds. Many can be quoted online in minutes.
Life
Life and key-person quoting.
Personal life, key-person, and buy-sell. Many cases quote online; more complex placements still go through Allen.
- 01
Tell us the exposure
Commercial, personal, a bond, or life. Two minutes, not a 40-field application.
- 02
We shop independent markets
Allen places the risk with an A+ rated company that actually fits — terms first, then price.
- 03
Certificates and service
MSA-ready COIs, endorsements, and a person who answers the phone.
Schedule a consult
Text Allen. Do not wait on a hold queue.
Monday–Friday, 9:00 AM – 5:00 PM. PO Box 1927, Canyon Lake, TX 78133.