Insurance broker · Boerne, TX · Kendall County
Insurance Broker for Boerne, TX
Allen Jones Insurance Agency is an independent insurance broker in Canyon Lake, Texas that serves Boerne and Kendall County businesses and their owners. We shop general liability, commercial auto, workers' comp, umbrella, bonds, and flood across multiple carriers, and handle home and auto for business owners and referrals, all by text and email.
Start a commercial quote or text 830-305-4080.
Business insurance for Boerne companies
Boerne has grown fast. The Census Bureau estimates the city went from 17,865 people in 2020 to 24,047 in 2025. More people means more contractors, more trucks on the road, more shops on Main Street and more contracts with insurance requirements. Here's what we place for Boerne businesses:
- General liability. Written to the job and the contract, with additional insured and waiver wording that matches what your customer asks for.
- Commercial auto. We can quote work trucks, vans and trailers for small trades today. See commercial auto insurance in Texas.
- Workers' comp, or the nonsubscriber decision. In Texas most private employers can choose. See general liability vs workers' comp.
- Business owners policy (BOP). We can quote shops and offices today. See business owners policy in Texas.
- Commercial umbrella. Ask us. Higher limits depend on the class of business and the underlying policies.
- Surety bonds. License, bid, performance and payment bonds. See Texas surety bonds.
- Flood. A separate policy for the building and contents. See flood insurance.
We work with contractors and trades, professional offices, and Main Street retail.
Bidding a City of Boerne or Kendall County job?
On Texas public work, a governmental entity must require a performance bond on contracts over $100,000 and a payment bond over $25,000, or over $50,000 for a municipality. So City of Boerne jobs use the $50,000 payment-bond threshold, and Kendall County jobs use $25,000. Both bonds equal the contract amount (Texas Government Code §2253.021).
Licensed trades
Plumbers: we can quote your general liability, commercial auto and equipment today. See plumbing contractor insurance in Texas. HVAC and electrical contractors: ask us. For the general picture, see contractor insurance in Texas.
Home and auto insurance for Boerne owners
Yes. We write home and auto insurance in Texas for Boerne business owners, their families, and people they refer. Kendall County isn't in the Texas Windstorm Insurance Association's coastal area, so wind and hail coverage comes from your homeowners policy. Check your wind/hail deductible before hail season, not after.
For hail deductibles, wildfire and the Texas FAIR Plan, see Hill Country home insurance. For cars, minimum limits, uninsured motorist and SR-22, see auto insurance in Texas. For extra liability over both, see personal umbrella insurance.
Flood in Boerne and Kendall County
Standard homeowners and business property policies in Texas don't cover flood. Kendall County's floodplain page sends property owners to FEMA's Flood Map Service Center to check flood risk for an address. Flood coverage is a separate policy, through the National Flood Insurance Program or a private flood insurer, and most NFIP policies wait 30 days.
Check your address on FEMA's flood map, then see our flood insurance page.
Why an independent broker in Boerne
We're not tied to one insurance company, so we shop your coverage with several carriers and show you the options. Everything is handled by text and email, from documents to signatures to certificates, so you have it in writing and nothing gets lost.
Also serving New Braunfels, San Marcos, San Antonio and the rest of the Hill Country. Everything we place is on our coverage page.
Boerne insurance FAQ
Do you have an office in Boerne?
We're based in Canyon Lake and serve Boerne and all of Kendall County. Almost everything is done by text and email, so you never have to drive anywhere. Send us your current policies or your contract's insurance requirements, and we'll handle the rest in writing.
When does a Boerne or Kendall County job require a performance or payment bond?
On Texas public work, a governmental entity must require a performance bond on contracts over $100,000 and a payment bond over $25,000, or over $50,000 for a municipality. So City of Boerne jobs use the $50,000 payment-bond threshold, and Kendall County jobs use $25,000. Both bonds equal the contract amount (Texas Government Code §2253.021).
Do you write home and auto insurance in Boerne?
Yes. We write home and auto insurance in Texas for Boerne business owners, their families, and people they refer. Kendall County isn't in the Texas Windstorm Insurance Association's coastal area, so wind and hail coverage comes from your homeowners policy. Check your wind/hail deductible before hail season, not after.
Does TWIA cover Boerne?
No. The Texas Windstorm Insurance Association only insures property in the 14 first-tier coastal counties and parts of Harris County. Kendall County isn't one of them, so in Boerne your wind and hail coverage comes from your homeowners or business property policy. That's why the wind/hail deductible on that policy matters.
How do I check if my Boerne property is in a flood zone?
Standard homeowners and business property policies in Texas don't cover flood. Kendall County's floodplain page sends property owners to FEMA's Flood Map Service Center to check flood risk for an address. Flood coverage is a separate policy, through the National Flood Insurance Program or a private flood insurer, and most NFIP policies wait 30 days.
How fast can I get a certificate of insurance for a job?
Once your policy is in force, we issue COIs by email. Send us the contract's insurance requirements first, and we'll check that your policy actually meets them.
Who is an independent insurance broker near Boerne?
Allen Jones Insurance Agency is an independent insurance broker in Canyon Lake, Texas that serves Boerne and Kendall County businesses and their owners. We shop general liability, commercial auto, workers' comp, umbrella, bonds, and flood across multiple carriers, and handle home and auto for business owners and referrals, all by text and email.
Get a quote
Start your commercial quote at allenjonesinsurance.com/commercial/, or text 830-305-4080. It's about two minutes, it's a request rather than a bind, and Allen follows up personally.
Allen Jones Insurance Agency · PO Box 1927, Canyon Lake, TX 78133 · ajones@
Licensed in Texas, Florida, Arizona and New Mexico. Coverage is subject to underwriting. General information, not legal advice.