Commercial insurance · All of Texas
Business insurance, handled in writing. Text or email, and get answers you can keep.
Contractors, trucking, oilfield, daycares, builders risk, and bonds. One independent Texas broker shops A+ rated markets for you and writes certificates to your contract.
- Independent since 2017, not tied to one carrier
- MSA-ready COIs: additional insured, waiver, primary & noncontributory
- Licensed in TX, FL, AZ, NM
- Everything in writing, so nothing gets lost
- Monday–Friday, 9:00 AM – 5:00 PM
Who we work with
Texas businesses that need coverage that fits the work.
Contractors & trades
GL, work comp, and auto for GCs, subs, and service trades. Additional insured, waiver, and primary/noncontributory written to the contract.
Trucking & hauling
Commercial auto for work trucks and fleets — drivers, radius, hired and non-owned looked at up front.
Oilfield & energy service
Programs built around operator MSA language so certificates clear and you can go to work.
Daycares
Liability and property for child-care centers, shopped across independent markets.
Builders risk
Course-of-construction coverage for the job, materials, and unfinished structure.
Bonds
License, bid, performance, and payment bonds. Many quote instantly.
Coverage
What we place
General liability
Premises, products, and completed operations for contractors, shops, and field service. Additional-insured wording is written to the job and the MSA, not a generic certificate.
Commercial auto
Work trucks, fleets, hired, and non-owned auto. We match radius, drivers, and how the business actually rolls — not a personal auto stickered as commercial.
Workers compensation
Texas work comp with class codes and payroll that match operations. The file stays current as headcount and job mix change.
Commercial umbrella
Catastrophe limits over GL, auto, and employers liability so one claim does not land on the owner's house. Underlying schedules are built so the umbrella actually follows.
Surety bonds
Bid, performance, payment, license, and court bonds. Many quote instantly; larger contract surety still goes through Allen with a real package.
Businessowners policy (BOP)
Packaged property and liability for offices, shops, and lighter-risk operations. Still shopped independently so you are not locked to one carrier's bundle.
Builders risk
Course-of-construction coverage for the job, materials, and unfinished structure. Soft costs and COI requirements get reviewed before the first stick goes up.
Oil and gas
Energy-service programs built around operator MSA language — additional insured, waiver, primary and noncontributory — so you can go to work.
Rather skip the form?
Text Allen at 830-305-4080 or email ajones@allenjonesinsurance.com. Everything stays in writing, so details don't get lost. Based in Canyon Lake and serving businesses all over Texas. Agency licensed in TX, FL, AZ, NM; MGA appointments can write in any state. Coverage is subject to underwriting.