Business Insurance in New Braunfels, TX

Allen Jones Insurance Agency is based just up the road in Canyon Lake. We're an independent commercial brokerage for small and medium-sized businesses. That means we're not tied to any one insurance company. We shop A+ rated markets and place your coverage where the terms and the long-term rate make sense.

A local broker for a fast-growing town

Growth brings work, and it also brings contracts with insurance requirements, more trucks on the road and more employees on payroll. Most of the problems we fix come from coverage that never kept up with the business: a GL policy without the endorsements the contract asks for, payroll that's two years out of date, or a work truck still on a personal auto policy.

New Braunfels businesses we work with

• Contractors and trades. GCs, framers, roofers, concrete, electricians, plumbers, HVAC and remodelers building out the new neighborhoods around town.
• Trucking and hauling. Dump trucks, hot shots, aggregate haulers and service fleets running the I-35 and SH-46 corridors.
• Hospitality and tourism. Restaurants, bars, river outfitters, short-term rentals and the shops that serve river visitors. We look at property, liability and seasonal payroll.
• Light manufacturing and fabrication. Machine shops, welders and suppliers who feed the bigger plants along the corridor.
• Retail and professional offices. Business owner policies (BOP) that package property and liability for lighter-risk operations.
• Daycares and child care. Liability, abuse and molestation coverage, property and work comp, shopped across markets that actually write child care.

Coverage we place

General liability, commercial auto, workers' compensation, commercial umbrella, business owner policies, builders risk, surety bonds, and private flood through Neptune. We also handle personal lines (home, auto, umbrella and toys) for our business owners and their referrals, so you have one point of contact for everything.

Why an independent broker

A captive agent can only sell you one company. When that company raises your rate, your only move is to pay it. We work for you, not the carrier. If we can fix a gap in your coverage or find a better premium, we'll show you. If we can't, we'll tell you to stay put.

Everything is handled by text and email, from documents to signatures to certificates. You have it all in writing, and nothing gets lost.

New Braunfels business insurance FAQ